Having a new baby can greatly increase your monthly expenses. However, there are few ways to help you save a lot on baby expenses. Here are a few tips to cut down on your costs.
Your little bundle of joy has just arrived and you could not be happier. However, a new baby
is more than just an addition to your family. He is also going to
contribute to your monthly expenses. Within a few months, many new parents are taken aback at just how much it costs to raise a child. While there are some baby expenses that you will have to incur, there are also plenty of places where you may be able to save money. Read about some of them.
Babies need their diapers to be changed often throughout the day. Disposable diapers are extremely expensive in the Indian market so most families prefer
not to use them. In addition, the hot and humid climate of our country
means that babies who use only disposable diapers are more likely to suffer from diaper rash.
To save on disposable diaper costs, invest in a few cloth diapers. You can use these when your baby is at home. Cloth diapers are cheap because they can be washed and reused. Frequently changing cloth diapers also minimises the chances of your baby developing diaper rash.
Restrict disposable diaper use to the night time and the time you are
taking your baby out. You can also save on diaper costs by buying in
bulk, such as a supersaver pack. In addition, unbranded diapers will be
cheaper than their branded counterparts.
If both parents are working, you will find yourself spending a good portion of your savings on childcare services.
Hiring a professional to look after your child while you are away does
not come cheap. Even a creche can make a dent in your pocket. In
addition, you will be leaving your child with a stranger.
The best option is to hold off work for as long as you
can. If your current financial condition does not allow you to stay at
home, try to work out a suitable solution with your office. For
example, they could allow you to work from home for a few hours a week. Alternatively, both you and your spouse can ask
for flexible work timings such as beginning earlier or coming in late.
This minimises the amount of time you will need to keep your baby with
If you need to find a creche, ask friends in the
neighbourhood for references. Many homemakers run small childcare
services in their own homes. They are likely to be reasonably priced.
These places will also take in only a few children so your child will
get personalised attention for his needs. For occasional babysitting
jobs, you can always hire a responsible neighbourhood college student,
who is looking to earn a little money.
Many new parents
make the mistake of buying a ton of clothes for their new child only to
find that their child does not wear even half of them. Remember that
babies grow very quickly so he will fit into a particular outfit for a
maximum of one month. Avoid expenses on clothes for everyday use while shopping for your baby. In addition, look for a good quality stain remover to remove food stains from his clothes.
If possible, accept baby clothes
from relatives and friends whose children have grown up. There is
nothing wrong with wearing hand-me-down outfits as long as they are
clean and in good condition. Another option is to buy baby clothes second hand or from an export surplus shop. You will get relatively cheap baby clothes here. The only caveat is that these clothes have a slight defect but this is almost negligible in most cases.
Having a baby does not mean you lose track of your budget. Cutting down
on unnecessary costs can go a long way towards giving you peace of
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- The Indiaparenting Team
How did you plan for your baby´ s expenses? Do you know of ways to cut down on the costs of raising a child? Would you be open to the idea of second-hand clothes for your baby?
I agree with the article about using other clothes. Babies outgrow their clothes very quickly so there is no point in buying expensive clothes for them. I saved my first-born' s clothes and used the s...
I would advise all people to please not use disposable diapers for your children. It is a waste of money. Instead, better to use cloth for your children. They will feel much better. Disposable diapers...
One good way to save is to have your friends gift you baby stuff. For my sister in USA, they made a list of things and then each person selected something of the list. My sister got quite a bit of dia...