Planning a Baby  Discussion Forum

To all the wonderful ladies/men out here , this site is simply amazing. I found it by accident and seeing much useful info out here. I have my own share of a emotional roller coaster and believe you guys can help me out. Here is a brief. Age 30 yrs, ttc since last 2.5 yrs. Diagnosed with PCOS 2.5 yrs ago, had been on Glucophage/Metformin twice 1000mg and 1500 from last 1 yr. Diagnosis of PCOS involved blood test which showed harmonal imbalance and scan also. Have tried Clomid 6 cycles, with IUI 3 cycles. Conceived 1 yr ago after quitting Clomid, IUIs... yes conceived naturally but miscarried in 6 weeks. Since periods were turning irregular 3 months after m/c, doc suggested Clomid for 3 cycles, tried no luck. Now went to another doc, she suggested Femara , on it for the first time and today went to doc. She said am ovulating fine and Post Coital test shows good sperm , mucus. Also she did blood tests which show that my harmonal imbalance is has been corrected now. Last 2 months I ovulated natural without Clomid. I use a OPK which is very reliable per dr. So in a way happy that the PCOS is probably corrected.. is it? But we live in US, though both work there is no insurance that covers IVF/IUI. But have a HSA account which pays upto $3500 for these. So probably can use it, not sure what I can do at this point. Go for IUI 3 times using this money or use it for one IVF so it pays atleast half(It cost $7000 here). Since both work here, going to India may not be good considering ticket costs, vacations hours. Since conceived naturally once I believe in God that he will definitely help me one day, may be he is testing me but he will not leave me. But age, pressure from home is making us think in terms of next steps. What would you suggest? What would you do if you were me? Also if anyone has gone thru IVF in US , can you guide me on how you managed to pay it? Is there any insurance that covers it? Thanks ladies much. sowmya replied. Hi!!!
Am in the US too. I just wanted to ask you why are you into IVF?? when you are ovulating regularly?? You can try it naturally! That is a better way!! dont loose hopes!! Instead of thinking all abt expenses and everything why not wait for a while and try naturally??? My advice would be to try naturally for a while and you shall surely suceed!!!
Lots of Baby dust to you!!
Sowmya whynot replied. I did IVF and IUI when I had blue cross blue shields insurance. Now My husbands insurance changed and they do not cover it. Well its not the fault of insurance company. Its what ur employer strikes a deal with the insurance company. We are paying fro the treatment fm FSA. Good luck.