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Money Matters:Planning a Budget

2008-04-02

Name: Editor Does your household have a monthly budget? What is the greatest challenge you face in sticking to a budget? How important is it to plan your finances?

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2008-04-22

Name: Pari
Subject:

Need some help in budgeting

Hi,

I was really impressed by the article as i could releate to it very easily. I got married last year. My husband my husband' s family no one believes in making a budget. We are four people , me, me husband and mummy papa. Parents are retired. But the budget goes to over 30k every month. I have tried alot to make my husband understand the need of making a budget. But i failed. I know that I am right, but i dont know what to do. as till date mummy papa both manage the household my husband give his salary to them. So in my case it is even more difficult to make them understand to make a budget. Please suggest what to do.

Pari

2008-04-02

Name: Nysha
Subject:

No time for budget

In my family, we have some sort of family budget but we don' t really plan out every step. We simply do not have time to do any elaborate budget plans. Besides, who bothers to sit and log all their expenses. I would go mad in one month if I tried to do that.

2008-04-02

Name: Pramila
Subject:

Introduce at school

Financial planning is a subject that has to be introduced right from school level. It is no point in giving an adult a salary and then expecting him to know how to spend it responsibly. Planning is something that will last you a lifetime.

2008-04-02

Name: Vijaya
Subject:

Planning is essential

I think it is very important to have a budget. When our parents were young, a budget was essential for the household. Even today, most elderly people keep track of their spending habits. This is how they survive on meagre incomes.

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