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Money Matters:Understanding the Home Loan Process

2008-03-25

Name: Editor Have you ever applied for a housing loan? Do you think applying for a loan has become easier nowadays? Does easy availability of loans tempt people to apply for large amounts?

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2011-01-18

Name: Jillia
Subject:

Loan interest rates

In answer to your question, yes I think it' s easier for a person to acquire a home loan these days... but that' s just because the banks are willing to take their money! Interest rates are high in my opinion and it' s just not fair!

2008-03-25

Name: Shilpa
Subject:

Loan is important

Whether you like it or not, a loan has become a necessity. If you want to buy a house, you have no other option but to take a loan. The only thing you can do is to try and negotiate a good deal for yourself to pay a low rate of interest.

2008-03-25

Name: Kaveri
Subject:

Money for expenses

One should always ensure that one does not take too high a loan. Many people put their entire salary into paying the monthly EMI. This does not leave much for other expenses like food, bills, etc. Plus, you should still be able to save some amount of money for your future plans.

2008-03-25

Name: Vedika
Subject:

Banks want money

In my opinion, home loans are a great way for banks to cheat people of their hard-earned money. All banks charge such high rates of interest that are almost as much as the loan amount itself. When you pay back your loan, you are often paying double the original amount.

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