Planning a Baby  Discussion Forum

To all the wonderful ladies/men out here , this site is simply amazing. I found it by accident and seeing much useful info out here. I have my own share of a emotional roller coaster and believe you guys can help me out. Here is a brief. Age 30 yrs, ttc since last 2.5 yrs. Diagnosed with PCOS 2.5 yrs ago, had been on Glucophage/Metformin twice 1000mg and 1500 from last 1 yr. Diagnosis of PCOS involved blood test which showed harmonal imbalance and scan also. Have tried Clomid 6 cycles, with IUI 3 cycles. Conceived 1 yr ago after quitting Clomid, IUIs... yes conceived naturally but miscarried in 6 weeks. Since periods were turning irregular 3 months after m/c, doc suggested Clomid for 3 cycles, tried no luck. Now went to another doc, she suggested Femara , on it for the first time and today went to doc. She said am ovulating fine and Post Coital test shows good sperm , mucus. Also she did blood tests which show that my harmonal imbalance is has been corrected now. Last 2 months I ovulated natural without Clomid. I use a OPK which is very reliable per dr. So in a way happy that the PCOS is probably corrected.. is it? But we live in US, though both work there is no insurance that covers IVF/IUI. But have a HSA account which pays upto $3500 for these. So probably can use it, not sure what I can do at this point. Go for IUI 3 times using this money or use it for one IVF so it pays atleast half(It cost $7000 here). Since both work here, going to India may not be good considering ticket costs, vacations hours. Since conceived naturally once I believe in God that he will definitely help me one day, may be he is testing me but he will not leave me. But age, pressure from home is making us think in terms of next steps. What would you suggest? What would you do if you were me? Also if anyone has gone thru IVF in US , can you guide me on how you managed to pay it? Is there any insurance that covers it? Thanks ladies much. sree replied. Hi Nafeez,

We also in the same boat, We also in US, Initially my company insurence not cover the IVF, I changed job only because of insurence, now my insurence cover total ivf(100%), but doctors in US canceled IVF in the middile, because my wife egg is not responding, Dr suggested to go for Donor egg, here getting Indian Donor is difficult and it is costly, you need to pay aroun $8000 only for donor fee, another $3500 to find the donor, even though IVF coverd from my Insurence, still I will end up with spending around $15000 to $20,000 for one IVF by using Donor egg, still it is around 8 to 12 months waiting list here,

Here you have two options,
1. try to find employer who has 100% infertility coverage and change the job.

2. take some time off and go to India , get the ivf done immediatly. because here time is the factor, if you delay things will be more complicated.

Now we desided to take some time off and go to India .

Thanks
Sree Nafeez replied. Dear Rainbow,
I happened to read ur letter on this board. I have no idea becas i do not live in U.S.. but I have the same problem(PCOS), I too been on clomid and metformin but was a failure. Now its 6 months passed I didn't get my periods. Pls let me know how ur PCOS got corrected. Did u do any exercise or any other thing which u guess would have corrected ur PCOS problem. Pls do reply me.
From,
An eagerly waiting heart,
Nafeez Prerna replied. Rainbow,

I am going through the same thing as u r. I am 29 ...have stage II endo. Did lap 2 years back. We also did 6 IUI cycles (3 with clomid and 3 with injectibles). Now we r on our 1st IVF journey. Our insurance doesnt cover anything...so we r paying around 7500 ( surgery) and 3-4K for medicines from pocket.

If you wanna email privately do lemme know.

Prerna