Hello! I myself was drowning in credit card debt a few years ago and didn't know where to turn. I was constantly bombarded with calls from creditors, and it seemed like there was no way out. That's when I decided to look into debt settlement companies. I spent a lot of time researching how credit associates work , reading reviews and checking their credentials. The company I chose was transparent about their fees and the entire debt settlement process. They explained the potential risks and did not promise unrealistic results. They kept me informed throughout the entire process and answered my questions and concerns. The company had experienced negotiators who worked with my creditors to settle my debts for less than what I owed. This reduced the total amount I had to pay.