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Thread: House Insurance, Ottawa

  1. #1

    House Insurance, Ottawa

    A renewal of house insurance just came, and the part I am concerned and if you folks can give feed back, regarding roof.
    The roof if asphalt, and if it is 15 years old, only 45% of damage due to hail and wind is covered. For each additional year of age they knock off further 3%. Is this everyone's experience. Also how does every one deal with extend absence from the house. Please share your ideas.

  2. #2
    Unfortunately, I have never encountered such a situation. Try contacting your insurance company's support service.

  3. #3
    I think it all depends on the individual contract. Each insurance company prescribes its conditions regarding percentage damage. Accordingly, additional payments occur in each case. I faced the same problem two months ago. However, qualified specialists from Homeowners Insurance in Connecticut could cover the damage completely. Btw, you should also contact lawyers. They will be able to provide you with all the detailed information about your contract. My advice is not to spare money for these services.

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