National Debt Relief?

[tot3ntanZz]

I'm at about $55k in debt across 6 credit cards and 1 unsecured loan. Minimum payments exceed my monthly budget to the point where im paying on one card and using that same card for expenses.

I looked at national debt relief and it SOUNDS enticing but I know it can't be all of what it's cracked up to be. I understand they request you stop paying, put money in a secure account for them to negotiate with creditors.

Does anyone have any positive experience with national debt relief? Or should I try this tactic myself? I.e. stop paying on 2 cards, bank up money and use for negotiation? Or stop paying on all and negotiate?

Beyond that is chp13, figured it's worth trying something first before that.

[GodZilla]

Given the size of your debt, I don't think you have any other choice. No, of course, if your salary allows you, you can just gradually pay off your debt, but I highly doubt it, since you turned to this forum for help. Well, I think the experts at Credit Associates Debt Relief (https://crixeo.com/debt-consolidation/credit-associates-review/) can help you pay off your debt. They have helped hundreds of people with similar problems, so they will help you with debt relief without any problems.

[saswqeas]

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