Family  Discussion Forum

What do you think of the concept of credit cards? How many credit cards do you own? Have you ever paid only the minimum balance on your credit card bill? Sakina replied. I myself have only three cards but I know people who have ten! They accept each and every card that has been offered to them and will go on to proudly display the cards in their wallet. Most of them have probably never even used half the cards. It is all just for show. Anurag replied. I get calls practically everyday from people, who ask me if I want a credit card. These people are very aggressive and will not take no for an answer. I have tried practically everything, to throw them off but nothing seems to work. They simply keep on calling you up. Parvathy replied. I like credit cards because they are very easy to carry for shopping. I do not have to worry about my purse. I simply go to the mall and pay all my bills using the card. This does not mean I overspend. I still keep a budget of how much to pay by card. Occasionally, I may indulge myself.